Travel Deal of the Day (June 21, 2010)

If you rent cars frequently, you may have become aware of the difference between primary car rental insurance coverage and secondary car rental insurance coverage - primary coverage will step in before your own automobile insurance to cover eligible claims. Because many people want to avoid filing claims against their primary automobile insurance, people often seek out primary car rental coverage, though such coverage can be very expensive (if purchased from the car rental company) or very hard to find (if relying upon your own credit card or other sources).

Note that there are ways of obtaining primary car rental coverage. You should check with your bank or credit union to verify the protections available from your credit card. One example is the Delta Community Credit Union which offers primary coverage for qualifying rentals purchased using their Visa card (restrictions apply). Seeking out this information before you rent can save you a lot of money (saving you from the car rental insurance fees charged by the car rental companies or from the automobile insurance premium increases that can occur if you have to file a claim with your automobile insurance).